Spend less time, money, and effort on everyday life.
We look at how things in life really run, cut what doesn't help, and set up what's left so it's easy to keep up. Analyze & Optimize does that two ways: apps you use on your own, and on-site organizing where we come to you and help you Optimize.
Apps to optimize your everyday life
We built these apps for our household. We needed them, and what we found available either cost too much or didn't do everything we wanted. We use these every day, and now we are making them available to anyone who wants the same. Simple, Private, and Fairly Priced.
A&O Budget: See where your money goes and where you're headed, months or years out. See A&O Budget → A&O Pantry: A grocery list you can talk to, plus meal plans when you want them. See A&O Pantry →Need hands-on help at home or work? A&O also does on-site organizing for homes and businesses. See organizing →
Track where your money goes, and where you're headed.
A&O Budget turns your numbers into one clear plan: where every dollar went, what's left this month, when each debt is gone, and when you'll hit your savings goals. Project months or years out with one click. Private by design: your budget is locked so only you can open it. Not even A&O can read it.
Most budget apps want your bank password and charge $80 to $110 a year. A&O Budget never asks for your bank password. It's free while we're in early access.
Free during early access. If we ever add a price, early access users get a lower price than new users, plus at least 30 days' notice and time to download their budget.
Your plan, paycheck by paycheck
Each bill sits in the paycheck that pays it, so you know what's left before payday. Or see the month as a calendar.
Look ahead
See your checking balance after every payday, months or years out, and the lowest it will get before it happens.
Debt payoff plan
Compare three plans: Avalanche (highest interest first), Snowball (smallest balance first), and your current pace. See the month each debt is gone and how much interest you save.
Savings goals
Save for yearly costs like Christmas or car registration. The app tells you how much to set aside each month.
Reports
See where your money goes, how each month went, and your net worth. Past months stay as they were.
Money moves
Each month the app suggests a few moves, like a better debt plan, and shows what each one saves. It also finds your subscriptions, what each costs a year, and any price increases.
Share it with your partner
Two logins, one budget. Invite your partner and each of you gets your own email and password. You both see the same numbers.
On your phone too
Tabs along the bottom, and each payday is its own card with the bills it pays. Put it on your home screen and it opens like an app.
What you can count on
- Private by design. The app never asks for your bank password. Your budget is locked so only you can open it. Not even A&O can read it.
- No ads, no upsells.
- Free during early access. No card, no plans, every update included.
What it doesn't do
- It doesn't connect to your bank automatically. You bring in a file when you want to update, and the app shows the steps for your bank.
- We can't reset your budget for you, because we can't read it. Keep your recovery key somewhere safe.
We'd rather tell you up front than have you find out later.
A grocery list you can talk to, plus meal plans when you want them.
Say or type what you need, several things at once, and each one lands in its store aisle. Plan meals when you want to, and their ingredients go on the same list. Pick your Fry's and real store prices fill in.
Already use A&O Budget? Log in with the same email and password.
Talk to your list
Say or type "milk, eggs and two cans of black beans" and get three lines, amounts kept. Undo any one. Things you buy often are one tap.
Always Haves
Mark what you keep stocked. Say "we're out of milk" and it goes on the list.
Meals when you want them
Plan the next seven days and set how many are at the table for each meal. The list adds up each ingredient across the week. Or skip meals and use just the list.
See the cost as you shop
Prices come from your store, sales included, and check themselves each week. Set a weekly budget and the total turns red if you go over. Works on every item, not only meals.
Fewer additives
Look up a product by name or barcode. See how processed it is and which additives on your watch list it has, then find less processed options.
Share it with your partner
One invite covers A&O Budget and A&O Pantry. You each have your own login, and what your partner adds shows on your list in seconds.
What it doesn't do
- Store prices come from Fry's and other Kroger family stores. If you shop somewhere else, you type prices.
- It doesn't place your order. You take the list to the store.
A&O Budget and A&O Pantry are part of A&O Life, a growing set of focused apps built the same way: Simple, Private, and Fairly Priced. One login works for both.
Hands-on help getting your home or office in order
A&O comes to you and works alongside you. We set up the space so it's easy to keep up, bring the containers, dividers, and labels, and label everything so anyone can find it.
Homes
- Closets and rooms
- Kitchens and pantries
- Home offices
- Bathrooms and linen closets
- Kids' rooms and playrooms
- Garages and storage
- Paperwork and filing systems
Businesses
- Desks and workspaces
- Offices and filing systems
- Supply rooms and stockrooms
- Setting up the workflow so things land where they belong
To check booking availability, email us at misty@analyzenoptimize.com.
Built by people who cut waste for a living
Analyze & Optimize was founded in 2022 with one goal: help people spend less time, money, and effort on everyday life, and skip anything that doesn't add real value.
Nick
Nick has spent 20+ years in manufacturing and engineering, helping factories do the same work in less time and at lower cost. The A&O Life apps are built the same way. A&O Budget: find where your money really goes, then fix what isn't working. A&O Pantry: a grocery list you can talk to, plus meal plans when you want them.
Misty
Misty does the hands-on organizing. She works in people's homes and offices and builds systems simple enough to keep up after she leaves. She's also Vice President of Dogtree Pines Senior Dog Sanctuary.
Email us. We welcome all feedback.
Organizing
Tell us what space you'd like help with and roughly where you are.